‘Now, these ain’t no 2026 Maybachs and, you know, AMGs.’
A car salesman reveals the best car models to buy to those with bad credit.
In the TikTok, Devante Hill (@bigguccinug) from ARJ’s Auto Sales shares an extensive list of different options for car buyers with low credit.
“Starting a new thing called no-bull [expletive] financing. That meaning that these are the cars that my banks love basically, regardless of what your credit situation is,” Hill begins.
The car salesman mentions that even if you have a repo or bad credit, they can find something for you to drive out in.
“If you got some money in your pocket, as long as you don’t come in here lying, saying, ‘Oh, I made 30 grand this year, blah, blah, blah,’ fake pay stubs and all that [expletive], you should be Gucci,” Hill shares.
Hill does clarify that these aren’t going to be luxury cars and will be more practical and reliable cars that fit your situation.
“Now, these ain’t no 2026 Maybachs and, you know, AMGs. Your credit is on the 400. You don’t get Beamer, Benz, and Bentley,” he says.
The first car Hill reveals is the 2018 Dodge Caravan. Having a minivan as the first car suggested may be a tough pill to swallow for some; however, Hill mentions it is one of the top options.
“One of the top cars that pop up for all of our customers,” he shares.
The next car featured is the 2016 Chevy Trax. From here, Hill goes on to reveal a row of Buicks and mentions banks love these cars for financing.
The recommendations continue with the Toyota Corolla and the Volkswagen Jetta up next.
When shopping for an SUV, Hill elaborates that Mazda is a great option to buy. However, if you need three rows, he suggests the 2019 Ford Flex and Mitsubishi Outlander with ample room.
The final car showcased in the lot tour was a 2015 Honda Pilot.
“Those are the cars we have right now at ARJ’s that work best, especially for people who don’t have good credit,” Hill shares.
Hill concludes by understanding that sometimes people get down or have bad luck, but these cars are a great option to rebuild credit. These cars mentioned are intended to help potential buyers with low credit to get back on their feet.
Buying a car with bad credit can make the car-buying process more challenging. Some buyers with bad credit will get another person, like a romantic partner, to co-sign on the lease.
Credit checks are done to give the banks and dealerships a better understanding of the potential car buyer’s financial history. This is done to protect the dealership and banks when agreeing to financing terms.
Typically, credit checks will come into play when a car has been selected, but that’s not always the case. A Toyota Corolla driver was asked for a credit check before test-driving a Bentley.
While banks will desire potential buyers to have higher credit scores, it’s not impossible to get approved for financing.
Motor1 previously reported that these factors come into play when buying a car with bad credit:
Hill’s recommendations caught the eye of one viewer.
“That Mazda and Honda pilot will work perfectly,” one TikTok commenter shared.
While another viewer went on to mention that buying an AMG with poor credit shouldn’t be allowed.
“Bad credit and wanting an AMG is a felony,” another commenter added.
“Diabolical,” Hill replied.
Motor1 has contacted Hill via email and TikTok direct message. We will update this story if he responds.
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